Premiums & benefits of GERMAN STUDENT INSURANCE

Studying in Germany comes with many challenges – your health insurance shouldn’t be one of them! GERMAN STUDENT INSURANCE is the perfect fit for students.

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Overview

Premiums & Benefits of TK

Premiums & Benefits of additional products

Insurance conditions

GERMAN STUDENT INSURANCE provides tailored insurance coverage for international students in Germany.
The TK public health insurance from Techniker Krankenkasse (TK) ensures comprehensive health coverage throughout your studies.

If you arrive in Germany before your studies begin, we offer you the Provisit Incoming Insurance free of charge for up to 92 days.

The GERMAN STUDENT INSURANCE health coverage consists of two essential components, providing reliable protection from your first day in Germany until you complete your studies:

TK Public health insurance
Public health insurance DURING your studies, including all benefits of Techniker Krankenkasse.
Provisit Incoming Insurance
Private health insurance for up to 92 days BEFORE the start of your studies in Germany.

Premiums & Benefits of TK

Premiums of TK public health insurance

Up to age 22

€141.16

€87.38 Health insurance
€30.78 € Long-term care insurance
€23.00 € Extra premium

With child aged 23 and over

€141.16

€87.38 Health insurance
€30.78 Long-term care insurance
€23.00 Extra premium

Childless aged 23 and over

€146.29

€87.38 Health insurance
€35.91 Long-term care insurance
€23.00 Extra premium

All fees are monthly fees and will be debited monthly.

Benefits of TK public health insurance

TK student insurance fulfills all requirements prescribed for a German public health insurance by the legislator. Among others, this includes:

	Direct billing with physicians and hospitals without advance payment
	Medical, dental and psychotherapeutic treatment
	Treatments for the preventive recognition of diseases
	Treatment in order to prevent and alleviate diseases as well as contraception and termination of pregnancy
	Provision with medicine, dressing material and medical appliances
	Treatment of pre-existing illnesses
	Inpatient medical treatment without temporal restrictions
	Treatment of spouse and children
	Easy extension of contract in case of the necessity to study for some more semesters

Did you know?

TK public health insurance offers much more than the legally prescribed minimum care. TK will also cover the costs for homeopathic treatments, travel vaccinations and sports-medical examinations.

TK Infosheet
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Premiums & benefits of the additional products

Provisit Incoming Insurance

Health insurance BEFORE you start your studies

With Provisit Incoming Insurance, you are covered from the moment you arrive in Germany up to 92 days before the start of your studies - completely free of charge.

More about Provisit Incoming Insurance