Premiums

GERMAN STUDENT INSURANCEs offers insurance combinations which are tailored to your needs, depending on your age and your purpose of stay. Please refer to the tables below for the respective premiums:

Language students, intern and doctoral students

Students who have not started their subject-related studies, yet, cannot take out public health insurance. The private health insurance EDUCARE24 provides comprehensive cover for language students, intern and doctoral students. EDUCARE24 can be taken out in various insurance combinations (S, M, L, XL), so it is tailored to your individual needs.

EDUCARE24
S(Small)
M(Medium)
L(Large)
XL(Extra Large)
People up to 39 years
€33.00
€37.00
€41.00
€59.00
as of month 19
€50.00
€54.00
€59.00
€85.00
People up to 69 years
€54.00
€58.00
€69.00
€83.00
as of month 19
€110.00
€114.00
€120.00
€130.00
All fees are monthly fees.

Students up to age 29

You will be comprehensively covered by the student insurance of Techniker Krankenkasse (TK) during your studies. If you arrive before your studies begin, we will give you Free Travel Health Insurance for a maximum of 31 days.

Before your studies

Students from abroad often arrive just a few days before the beginning of their studies and therefore do not need long-term private health insurance. For this reason, we offer you Free Travel Health Insurance for up to 31 days. The Free Travel Health Insurance is a private health insurance that is accepted worldwide for student visa applications at embassies and consulates.

Premium for the Free Travel Health Insurance: free of charge

During your studies

Techniker Krankenkasse (TK) is the largest provider of public health insurance in Germany. TK health insurance also fulfills all visa requirements and can be concluded from abroad. You will be perfectly insured during your studies with TK health insurance.

Premium for public health insurance: €103.94 per month

This is the monthly premium for students up to age 22. For childless students older than 22 years, a supplement of 0.25 percent for the long-term care insurance will be charged. Here you can find the detailed premium table:

 
Public health insurance TK
Health insurance
Long-term care insurance
Extra premium
Total
Persons up to age 22
€76.04
€22.69
€5.21
€103.94
Persons with child aged 23 and over
€76.04
€22.69
€5.21
€103.94
Childless persons aged 23 and over
€76.04
€24.55
€5.21
€105.80
All fees are monthly fees and will be debited monthly. As of 2019.

Students from the age of 30

Students from the age of 30 cannot take out public student health insurance. In these cases, we recommend EDUCARE24 XL for the complete duration of the stay.

Before and during your studies

EDUCARE24 XL provides comprehensive cover. It consists of international health insurance, accident insurance, personal liability insurance and deportation costs insurance and fulfills all requirements of the authorities. Your big advantage with EDUCARE24 XL: Benefits within the framework of public programs are covered up to a value of €500 per year of insurance.

Payment is easy: The monthly premium will be debited from your German bank account.

EDUCARE24 XL
Monthly premium
People up to age 39
€59.00
as of month 19
€85.00
People up to age 69
€83.00
as of month 19
€130.00

Why not just check it out?

Of course, our online consulting tool is non-binding and free of charge. At the end of the needs assessment we will present you the ideal insurance combination for your needs which you can apply for, if desired. Just check it out!

Do you require advice?
If you have any questions,
feel free to contact us:

Phone +49 (0) 2247 9194 -996

Mon-Fri: 8 am to 6 pm