Private health insurance for visiting scientists
The private health insurance Provisit Science provides foreign academics, doctoral students and visiting scientists with comprehensive coverage for their stay in Germany.
Coverage through the statutory Techniker Krankenkasse TK is possible for foreign students, provided they are enrolled in a specialized course of study. As a doctoral student, you are usually no longer considered a student and therefore cannot take out TK student insurance. In this case, Provisit Science is the ideal health insurance for you.
Provisit Science meets the regulatory requirements and the sum insured of the health insurance is unlimited, so it is thus above the required € 30,000. In addition, there is the possibility to insure accompanying spouses and children as well.
Academics, doctoral students and visiting scientists
Provisit Science is a substitutive private comprehensive health insurance for foreign academics, doctoral students and visiting scientists. It corresponds in scope to the protection of the statutory health insurance and also includes long-term care insurance. The health insurance is ideal for scientists with or without funding.
With the Protect Standard or Complete packages, you can additionally extend the insurance to include accident, liability, luggage and assistance insurance to ensure that you are fully covered during your free time and during your research work in Germany.
Premiums
| Health insurance | Monthly premiums |
| Health insurance for foreign graduates | |
| Persons up to 29 years | €79.00 |
| Persons up to 45 years | €129.00 |
| Persons up to 59 years | €166.00 |
| Persons 60 years and older | €650.00 |
| Health insurance for accompanying spouses and children | |
| Spouses up to 45 years | €150.00 |
| Spouses up to 59 years | €166.00 |
| Spouses 60 years and older | €650.00 |
| Children up to 17 years | €99.00 |
| Plus long-term care insurance (if required) | Monthly premiums |
| Enrolled Academics up to 38 years | €25.97 |
| All other persons up to 59 years | from €47.15 |