Requirements
What is required for an insurance application
What kind of health insurance do I need?
Up to the age of 30, you can generally insure yourself in a statutory health insurance as a student with the start of the 1st semester at a university or university of applied sciences.
However, if your studies have not yet officially begun, you cannot take out statutory insurance. This also applies to the time after your studies or for study preparation courses, internships or language courses. In addition, the possibility of joining a statutory student health insurance scheme only exists up to the age of 30. For all periods in which membership in a statutory student insurance is not possible, a private health insurance is the optimal solution.
Please note that the following applies after the official beginning of your studies: Once you have taken out private health insurance, you cannot switch to public student health insurance anymore.
You do not know if you meet the requirements for public student health insurance? You will get the answer from our consulting tool.
In Germany there are two kinds of health insurance: public, e.g. Die Techniker (TK), and private health insurance .
We recommend the following health insurances
Students under 30 years
You will be comprehensively covered by the student insurance of Techniker Krankenkasse (TK) during your subject-related studies. If you arrive in Germany before the beginning of their subject-related studies, GERMAN STUDENT INSURANCE will provide you with a free additional health insurance cover up to 92 days.
Students from 28 to 37 years
Students between the ages of 28 and 37 should take out Provisit Study Secure. This is a substitutive private comprehensive health insurance including nursing care insurance for the entire stay abroad. It is an affordable alternative to statutory health insurance. We offer you free insurance from the time you arrive until you start your studies.
Students from 38 years
Students from the age of 38 cannot take out public student health insurance or our Provisit Study Secure. We recommend our comprehensive cover Provisit Student a substitutive private comprehensive health insurance including nursing care insurance, for your entire stay abroad. Even if you are over 30 and want to insure your family, this plan is right for you.
Doctoral students
Foreign academics, doctoral candidates and visiting scientists are in good hands with a private health insurance, such as Provisit Science.
Language students, interns and adult education students
The private health insurance Provisit Educare24 provides comprehensive cover for language students, interns and adult education students. Provisit Educare24 can be taken out in various insurance combinations (S, M, L, XL), so it is tailored to your individual needs.