Health insurance for international students in Germany
TK public student health insurance – apply from abroad.
Also compare other approved solutions for different ages and study situations.
- Apply before entering Germany – no address or German bank account required
- Instant confirmation for visa application and university
- Free insurance coverage for up to 92 days before your studies start
Public student health insurance with instant confirmation and free coverage before your studies start
GERMAN STUDENT INSURANCE is a public student health insurance solution developed by DR‑WALTER in cooperation with Techniker Krankenkasse (TK).
It is designed specifically for international students who want to study in Germany and need reliable, officially approved health insurance.
With this solution, you are fully insured during your studies in Germany and already covered before your studies officially begin.
You receive instant confirmation required for your visa application and university enrolment.
Application possible from abroad
Instant confirmation for visa and university
Free insurance coverage from entry into Germany until the start of your studies (up to 92 days, €0 additional cost)
In cooperation with Techniker Krankenkasse (TK) we have developed an insurance solution which enables students in Germany to insure themselves as quickly, easily and unbureaucratically as possible:
The result: comprehensive coverage, a relaxed arrival in Germany, secure enrolment at your university and peace of mind throughout your studies.
How to find the right student health insurance
Use our insurance finder to identify the right health insurance for your situation in Germany.
In 3 simple steps
to your student health insurance
1.
Start the insurance finder
Answer a few short questions about your age, your studies and your purpose of stay in Germany. We identify the health insurance options that are approved for you.
2.
Complete the online application
Apply fully online and from abroad.
No German address or German bank account is required to submit your application.
3.
Receive insurance confirmation
After submitting the application, you receive your insurance confirmation immediately by e‑mail.
The documents are accepted for visa application and university enrolment.
Experience with GERMAN STUDENT INSURANCE
Additional insurance benefits for your stay in Germany
Free incoming insurance before your studies start
Free insurance coverage is included automatically from entry into Germany until your studies begin (up to 92 days).
Extended protection during your stay in Germany
Optional insurance package Provisit Protect including liability, accident, baggage and assistance cover.
Our health insurance solutions at a glance
We offer different health insurance solutions depending on age, type of studies and purpose of stay in Germany.
Techniker Krankenkasse (TK) & DR-WALTER
GERMAN STUDENT INSURANCE is based on the cooperation between two German companies:
Techniker Krankenkasse (TK) and DR‑WALTER, both operating under German law and regulations.
DR-WALTER: Specialist in international health insurance for more than 60 years
DR‑WALTER is a German insurance specialist with more than 60 years of experience in international health insurance for people who study, work or live abroad.
Techniker Krankenkasse (TK) – Germany’s largest public health insurance provider
Techniker Krankenkasse (TK) is one of Germany’s largest statutory health insurance companies and is widely accepted by universities and authorities nationwide.