Premiums & benefits of GERMAN STUDENT INSURANCE

Studying in Germany comes with many challenges – your health insurance shouldn’t be one of them! GERMAN STUDENT INSURANCE is the perfect fit for students.

Overview

GERMAN STUDENT INSURANCE provides tailored insurance coverage for international students in Germany.
The TK public health insurance from Techniker Krankenkasse (TK) ensures comprehensive health coverage throughout your studies. 

If you arrive in Germany before your studies begin, we offer you the Provisit Incoming Insurance free of charge for up to 92 days.

The GERMAN STUDENT INSURANCE health coverage consists of two essential components, providing reliable protection from your first day in Germany until you complete your studies:

  • TK Public health insurance
    Public health insurance DURING your studies, including all benefits of Techniker Krankenkasse.
  • Provisit Incoming Insurance
    Private health insurance for up to 92 days BEFORE the start of your studies in Germany.

Premiums & Benefits of TK

Premiums of TK public health insurance

Up to age 22
€141.16
  • €87.38 Health insurance
  • €30.78 € Long-term care insurance
  • €23.00 € Extra premium
With child aged 23 and over
€141.16
  • €87.38 Health insurance
  • €30.78 Long-term care insurance
  • €23.00 Extra premium
Childless aged 23 and over
€146.29
  • €87.38 Health insurance
  • €35.91 Long-term care insurance
  • €23.00 Extra premium

All fees are monthly fees and will be debited monthly. As of january 2025

Benefits of TK public health insurance

TK student insurance fulfills all requirements prescribed for a German public health insurance by the legislator. Among others, this includes:

 

Direct billing with physicians and hospitals without advance payment

 

Medical, dental and psychotherapeutic treatment

 

Treatments for the preventive recognition of diseases

 

Treatment in order to prevent and alleviate diseases as well as contraception and termination of pregnancy

 

Provision with medicine, dressing material and medical appliances

 

Treatment of pre-existing illnesses

 

Inpatient medical treatment without temporal restrictions

 

Treatment of spouse and children

 

Easy extension of contract in case of the necessity to study for some more semesters

Did you know?

TK public health insurance offers much more than the legally prescribed minimum care. TK will also cover the costs for homeopathic treatments, travel vaccinations and sports-medical examinations. 

Premiums & benefits Provisit Incoming Insurance

Provisit Incoming Insurance

Health insurance BEFORE you start your studies

With Provisit Incoming Insurance, you are covered from the moment you arrive in Germany up to 92 days before the start of your studies - completely free of charge.

More about Provisit Incoming Insurance

Insurance information

For detailed information on benefits and benefit exclusions, please refer to the Techniker Krankenkasse (TK) statutes.

Requirements

All about the requirements and for whom the insurance is suitable.
Read more

You still have questions?

Use our online forms and FAQ or simply give us a call:
T.: +49 2247 9194-996